Please see the chart below. The rates are from the Bank of Canada and are subject to change. Prime plus 2%. Depending on your term and amount financed your payment may differ.
If your purchase exceeds the $2,000 maximum, you will be required to pay the excess amount.
To be eligible for the Winter Tire Program, you must:
If you hold a student, work, or visitor Visa permit you are not authorized for financing through a retailer.
No, there is not credit bureau pulled. It is strictly through Manitoba Public Insurance.
No, it does not. If the customer should sell the vehicle or write off a vehicle, the loan remains with the customer not the vehicle.
Yes, they are eligible for the program but they will be required to pay the loan on the winter tires if there are payments remaining after the lease is up.
No, the loan does not report to the credit bureau. Only if the customer fails to pay their loan, Manitoba Public Insurance collections officers will attempt to collect from the customer. If the attempt is unsuccessful, the debt is sold to a collection agency for further collection. At that point, it will be reported to the credit bureau.
Yes you can. It is an open loan so there is no penalty to paying it earlier than the initial loan term chosen.
Visit a Birchwood Automotive Group dealership or Collision Centre to purchase your tires and initiate your financing. Click HERE to shop for your winter tires.
Tires that are qualified will display this symbol, as established by Transport Canada and the Rubber Association of Canada. It indicates that the tires have met specific snow traction performance requirements and are designed for severe snow conditions.
You can include:
Anything over $2000 you must pay the extra at time of purchase.
There is a one-time fee of $4 per loan. This is an administration fee and will be included in the amortized loan amount.
Once your Autopac agent processes your application, you will be mailed a payment schedule along with a copy of the form you signed at Birchwood.
Contact your Autopac agent or Manitoba Public Insurance Service Centre.
Our wheel deal comes free with a purchase of 4 winter tires. Click HERE for more details.
Birchwood Honda On Regent